| Liabilities and cash needs |
|
| Mortgages
|
|
| Loans and other debts |
|
| Final expenses
(burial, taxes, probate, lawyer fees) |
|
Education Fund ($ x yrs. x children)
|
* |
| Child/Home care ($ x yrs. x dependents) |
* |
| Other cash needs
(emergency fund, bequests, etc.) |
|
| Total liabilities and cash needs |
* |
| |
|
| Amount of money needed to provide income |
|
| Gross annual income
needed |
|
| Partner's income |
|
| Annual
CPP/QPP benefits |
|
| Gross annual income
available |
* |
| Annual income
shortage/surplus |
* |
| Assumed rate of
return (adjust for inflation, if desired) |
% |
| Amount of money
needed to meet income shortage |
* |
| |
|
| Total
amount of money required |
* |
|
| Assets (usable by family/partner) |
|
| Cash assets (savings,
T_bills, CSBs, etc.) |
|
| RRSPs
|
|
| Stocks, bonds or
funds |
|
| Principal residence |
|
| Real Estate
|
|
| Total life Insurance
(group, personal, mortgage, credit) |
|
| Business/farm assets |
|
| CPP/QPP
death benefit |
|
| Other assets (e.g.
pension plan death benefit) |
|
| Total amount available |
* |
| |
|
| Total
new amount required |
* |
